A group health insurance policy is a benefit that some companies offer their employees, which enables them to receive adequate medical treatment quickly and at minimal personal cost. Typically, group health insurance is a policy that is purchased by an employer and is offered to eligible employees of the company. A majority of Americans have group health insurance coverage through their employer or the employer of a family member.
Although group health plans will vary greatly from one provider to the next, a typical group health insurance policy will provide: