Insurance Texas
Insurance Texas

Boat and Watercraft

Our Boat Insurance Policies are flexible to meet your cost and coverage needs. You can protect your boat and passengers with a variety of coverages.

Coverages Include

  • Your liability to others
  • Medical payments
  • Damage to your craft and related equipment
  • Medical expenses for guests as towed water-skiers
  • Damage in hauling or launching
  • Loss of motor overboard
  • Fire, lightning, explosion
  • Sinking and stranding
  • Underwater damage
  • Theft


  • 30-day automatic coverage for newly acquired or replacement boats (that qualify under policy guidelines), motors and trailers.
  • A variety of deductibles to choose from.
  • An available discount if you have completed the Coast Guard Auxiliary "Safety and Seamanship" Course or the U.S. Power Squadron's "Boating Course."
  • Includes coverage for scheduled trailers and equipment not permanently attached for up to to 10% of the hull coverage amount on your boat, at no additional cost.
  • $1,000 per person medical expense for guest skiers ($2,000 per occurrence).
  • A Boat/Home discount/credit may be available when you insure your boat and home with us.


Boat and Watercraft
Group Health
Individual Health
Long Term Care
Manufactured Homes
Mortgage Protection
Personal Umbrella
Workers Compensation

Toll Free: 866-494-2313
Office: 210-494-2313
Fax: 210-494-2882
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†A Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent License of the Blue Cross and Blue Shield Association.
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