Insurance Texas
Insurance Texas

Workers Compensation


A workers' compensation policy is a state-mandated insurance program that provides compensation to employees who suffer job-related injuries or illnesses. If death results, benefits are payable to your surviving spouse and dependents.  While the federal government provides a workers’ compensation program for federal employees, each state has its own laws and programs for workers’ compensation.

In general, an employee with a work-related illness or injury can get workers’ compensation benefits regardless of who was at fault. In exchange for these protections, employees usually forfeit the right to sue the employer.

 

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†A Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent License of the Blue Cross and Blue Shield Association.
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